A report by the Society of Actuaries (SOA) disclosed this concerning find. The SOA’s report, which is used by insurance companies to inform their decisions, found that the excess deaths are disproportionately affecting young, working-age individuals.

Mortality rates among the insured group aged 25 to 34 saw a 19 percent increase in deaths, while the insured group aged 35 to 44 saw a 26 percent increase in deaths. Surprisingly, the mortality rate among insured individuals aged 65 and older were six percent below the pre-pandemic norm.

Moreover, life insurance companies reported that death claims surged by 15.4 percent to $90 billion in 2020 – the largest one-year leap since the 1918 Spanish flu pandemic. While claims slowed down in 2022, they still exceeded 2019 levels.

Given this data, actuaries and industry analysts predict that more younger people with life insurance will continue to die unexpectedly until 2030. This prediction goes against what is normally expected to happen for a healthy group of individuals with life insurance. As a result, insurance experts advocate for the adaptation of early-warning programs to detect potential health issues among those with life insurance policies. (Related: Life insurance companies sound DEATH ALERT warnings over nearly 100,000 excess deaths per month happening right now in the USA.)

COVID-19 vaccines have something to do with decline in life expectancy

Writing for the New American, Selwyn Duke mentioned the series of alarming posts from Dr. Robert Califf, commissioner of the Food and Drug Administration (FDA). Califf’s posts on X in December of last year said that while the government overlooks the major decline in life expectancy among young, working-age people, he believes it is a cause for concern.

“We are facing extraordinary headwinds in our public health with a major decline in life expectancy. The major decline in the U.S. is not just a trend. I’d describe it as catastrophic,” he wrote.

The FDA head also mentioned a recent report from JAMA International Medicine conducted this December revealed that the average life expectancy in the U.S. has fallen to 76 years, with male life expectancy dropping even lower to 73 years.

An X user replied to Califf’s post, linking the decline in life expectancy to the COVID-19 vaccine and citing a study to support her argument. The said study highlighted an increase in cancer rates among Britons that coincided with the rollout of the injections:

• Fatal breast cancer rates among women rose by 28 percent
• Pancreatic cancer deaths increased by 80 percent among women and 60 percent among men
• Colon cancer deaths increased by 55 percent among men and 41 percent among women
• Fatal melanomas saw a 120 percent increase among men and a 35 percent increase among women
• Brain cancer deaths increased by 35 percent among men and 12 percent among women
• Cancer deaths “without site specification” rose by 60 percent among men and 55 percent among women

The X user highlighted the fact that COVID-19 vaccines are contaminated with simian virus 40, which is highly linked to cancer. They also asked Califf if the FDA is going to recall the injections, given this contamination. “I further hope the FDA is looking into T-cell exhaustion following vaccination, which could explain why so many people are getting turbo cancer now,” the user concluded.

Visit VaccineDeaths.com for more similar stories. Listen to the Health Ranger Mike Adams discuss life insurance companies sounding the alarm on excess deaths caused by the COVID-19 injection below.

This video is from the Health Ranger Report channel on Brighteon.com.

More related stories:

• America has suffered 300,000 excess NON-COVID deaths since 2020 – lockdowns lead to death.
• Excess deaths in Australia off the charts following covid “vaccines”” – highest in 80 years.
• Excess deaths in Germany only started appearing after COVID “vaccines” were unleashed, study finds.
• Following release of Pfizer’s latest “booster” covid shots, excess deaths in Japan are up 400%.
• Excess deaths among children continue to soar across Europe following push of COVID jabs for kids.

Sources include:

• TheNewAmerican.com
• TheHill.com
• Brighteon.com

Mathematician Igor Chudov conducted an assessment of two completely different datasets encompassing tens or even hundreds of millions of people from which he concluded that the relative risk of death for people who got “vaccinated” for the Wuhan coronavirus (Covid-19) is 40 percent higher than that of the unvaccinated.

All around the world where Fauci Flu shots were unleashed, Chudov says, excess mortality is through the roof. It is something that many of us have known about for a while now, but that was substantiated by a patchwork of data from here and there – not quite enough to convince some, in other words, that mass depopulation is, in fact, taking place.

Well, Chudov addressed this by conducting an extensive analysis of numerous datasets to scientifically prove that covid shots are killing lots and lots of people, despite being branded as the “cure” for Chinese Germs. (Related: The more covid jabs a person gets, the greater his or her chances are of dying.)

“Many countries are experiencing excess mortality,” Chudov writes. “There are some indications that excess mortality is related to the Covid vaccination program … Various countries have very different RATES of Covid vaccination among their populations – and their mortality statistics are available.”

“In the UK, the population is split into deprivation quintiles with varying vaccination levels, with excess mortality also known … I analyzed excess mortality by country as well as excess mortality in the UK by quintile deprivation.”

Operation Warp Speed led to MORE excess mortality, not less

Chudov points to two different articles, one that show excess mortality by country and the other that shows it using the UK deprivation quintile. Amazingly enough, analyses of both of these completely different datasets produce the very same results.

If you are interested in the finer details, you can take a closer look at the mathematical methodology Chudov used at his Substack page.

One of the things Chudov uncovered is a “pull-forward effect” in the Y-intercept of his linear regression chart. In short, the pull-forward effect shows that if the so-called “vaccines” were truly effective at quelling the plandemic, then there would have been negative excess mortality after they were unleashed. The exact opposite actually occurred.

“A sad outcome of the first two years of the Covid pandemic is that Covid killed persons with ‘comorbidities,’ very old people, and so on,” Chudov explains. “Had the pandemic not happened, the mortality would be the same yearly. However, Covid caused the unfortunate premature demise of people who were likely to die in the next few years.”

“So, if the pandemic stopped and vaccines were not affecting mortality, you would expect NEGATIVE excess mortality – simply because people who were likely to die in 2022 already died in 2020. The negative Y-intercept shows this pull-forward effect, discussed in detail by the Ethical Skeptic.”

While admittedly “extremely speculative,” Chudov’s latest work serves as some real food for thought – especially since it is based on two completely different and unrelated datasets that led him to the exact same conclusions.

A 40 percent increase in mortality is anything but minor, Chudov warns, referring to government officials and corporate media outlets that continue to claim covid jab deaths are “rare.”

Keep in mind that, in this context, a 40 percent increase in mortality means that a “fully vaccinated” person will now live for significantly less time than he or she otherwise would have had covid jabs not been injected.

“For example, a 40-year-old was expected to live until about 80,” Chudov explains. “If mortality increases by 40%, the same 40-year-old would be expected to live only until 64. This is not a precise estimate – it is meant only to show that excess mortality is a serious issue.”

Interested in learning more about the dangers and ineffectiveness of Fauci Flu shots? Visit ChemicalViolence.com.

Sources for this article include:

• IgorChudov.substack.com
• NaturalNews.com
• TheEthicalSkeptic.com
• NATURAL NEWS

Estimates compiled from pieced-together data suggest that as many as 20 million people worldwide have died so far from the shots, while another 2.2 billion have suffered injuries – and we are only just getting started.

In the coming months and years, these figures will balloon even higher as lingering spike proteins progressively damage the bodies of the “fully vaccinated,” leaving them prone not only to every illness that comes along (autoimmune disease) but also to deadly clots (i.e., myocarditis and pericarditis).

It requires a bit of digging to come up with the aforementioned figures as governments work overtime to keep all pertinent data hidden, or at least confusing. The way post-injection injuries and deaths are calculated varies from country to country and even from municipality to municipality, making it difficult to come up with accurate numbers.

The safety and effectiveness claims for the shots are also highly skewed, one way being how “cases” of the Fauci Flu are determined. All throughout the scamdemic, illnesses and deaths were falsely attributed to the “virus” so that later the injections could be framed as the “cure.” (Related: Excess deaths are noticeably higher than normal in countries where jab uptake was high.)

Covid “cases” are orders of magnitude higher in the post-injection era compared to pre-Operation Warp Speed

In 2020 before the official launch of the vaccines under Donald Trump, the annualized rate of covid “cases” was around 70 million – and keep in mind that the official definition of a “case” is still just as murky today as it was at the beginning of the plandemic.

Following the launch of Operation Warp Speed, the annualized number of covid cases increased nearly fivefold to 330 million. The annualized mortality rate also increased from 1.7 million pre-Operation Warp Speed to 2.9 million post-Operation Warp Speed.

This is significant because it shows that the shots are not “saving lives” as is still being claimed. The opposite is actually true as many more people are getting sick and dying in the injection era.

“Rather than a 95% (or 91% in the trials) reduction in cases and deaths, there has been a 370% INCREASE in the annualized case rate,” writes Peter Halligan on his Substack. “Annualized Deaths have INCREASED by 180%.”

Halligan looked at data in the government’s Vaccine Adverse Event Reporting System (VAERS) to come up with the 20 million dead and 2.2 billion injured figures. Since VAERS only captures a very small percentage of actual vaccine-related adverse events, Halligan extrapolated true figure estimates using multiplication.

The “butcher’s bill from the battlefield,” as he calls it, points to these figures being far more accurate than anything the government or Big Pharma are admitting. And were these figures to spread widely across the population, there would surely be a whole lot of angry folks with a lot of questions for the powers that be.

Dr. David Martin believes that by 2028, roughly 700 million people will have died from covid injections. Of this, 100 million are estimated to occur just within the United States, stripping the country of about one-third of its total population.

“The bullets used in ‘the Spike Wars’ are the injections – fired by Big Pharma at an unsuspecting civilian population,” Halligan writes.

“Casualties are becoming more and more obvious – even the MSM, social media, health regulators, medical professionals, Hollywood propagandists etc. are dropping like flies. There will be an epiphany soon.”

More of the latest news about Fauci Flu shots can be found at ChemicalViolence.com.

Sources for this article include:

• PeterHalligan.substack.com
• PeterHalligan.substack.com
• NaturalNews.com
• NATURAL NEWS

Excess deaths among people aged 25-44 – also known as the working-age population – soared roughly a year ago as Operation Warp Speed reached its peak. Some 61,000 millennials died as a result of being forcibly jabbed, a phenomenon that Dowd likens to another Vietnam War.

“This is what we call democide: death by government,” Dowd told Steve Bannon on his “War Room” program.

Dowd also appeared with Alex Jones on his show to talk about this same issue – be sure to watch below:

Data from the U.S. Centers for Disease Control and Prevention (CDC) also affirms that an 84 percent increase in excess mortality was recorded among the millennial cohort last fall – though the agency, like SARI, does not place blame on Chinese Virus injections.

The only explanation is the shots, though, because no other factors changed that year to explain why tens of thousands of otherwise healthy young people simply dropped dead after getting injected for the Fauci Flu.

Government blames “long covid” and suicide for tens of thousands of excess deaths among young people

Dowd is convinced that these excess deaths are a consequence of the mass injection campaign. He believes every news outlet should be talking about this, and yet very few actually are.

“This should be [on the] front page of The Wall Street Journal, The New York Times, The Washington Post,” he says. “It should be on Fox, CBC, NBC, ABC. This needs to stop!”

The mandates for young people, as you may recall, started right around the time of the new school year back in the fall of 2021. And that was right when the excess deaths started pouring in.

“The numbers are there,” Dowd says. “So we showed the millennial-age group saw a rate of change [of] 84 percent excess mortality in the third quarter of 2021. And boom, there’s the Society of Actuaries confirming my work and my partner’s work. There it is.”

Amazingly, the official story still claims that all of these excess deaths are due to things like suicide, so-called “long covid,” drug overdoses, missed cancer diagnoses, and more – pretty much every excuse they can come up with to deflect from the truth.

Dowd is not fooled by it, and nor are we. It is clear that the shots are the primary, if not sole, cause of this massive loss of life among the young.

“You can’t say to me that simultaneously, everyone decided to commit suicide, overdose on drugs, or miss their cancer screening treatments,” Dowd says. “It makes no sense for that age group. That’s number one.”

“Secondarily, my hedge fund partners and I are working on some data from the UK that’s going to basically show a linkage between ages 1 through 14 of actual all-cause mortality coming down during 2020 and 2021 before that age group got vaccinated – and then mysteriously as soon as the vaccines get rolled out – the cumulative deaths start rising. And you can’t say that ages 1 through 14 are overdosing on drugs, missing their cancer-screening treatments, or committing suicide.”

The truth is becoming clearer by the day, which means the days of the “death merchants,” as Dowd calls them, are numbered. The evidence is truly overwhelming, and there is no covering up the truth – at least not forever.

The latest Chinese Virus injection news, including the latest data on injuries and deaths, can be found at ChemicalViolence.com.

Sources for this article include:

• TheVigilantFox.substack.com
• Brighteon.com
• SOA.org
• NATURAL NEWS

Three young and otherwise healthy doctors died last week. They were all working for the same hospital system. Their deaths came days after their hospital started injecting staff with the fourth Covid shots. Someone at the hospital has started anonymously blowing the whistle.

Truth-seeker Steve Kirsch acquired a note pertaining to these deaths:

“Please share – 3 physicians at Mississauga hospitals have died this week. 1st memo Monday, 2nd Tuesday, 3rd Thursday. Cause of death wasn’t shared in the memo, but how many times have 3 doctors died in 1 week, days after the hospital started administering the 4th shot to staff” This is in addition to the physician who worked at North York General who died this week while out running. How many more “coincidences” will people accept? These shots need to be pulled.”

The deaths:

Dates of death: July 17, 18, 20.

Look at how close together the dates are! All three died in a 3 day period just days after they gave the 4th shot. All are young doctors. You can see from their pictures. All three at Trillium Health in Mississauga, Ontario, Canada

No mention of the vaccination date or cause of death. Just bad luck? Or related to the vaccine? What do you think?

The three doctors from the same hospital and the fourth from a nearby hospital are Dr Jakub Sawicki, Dr Stephen McKenzie, Dr Lorne Segall, and Dr Paul Hannam. We have not been able to independently confirm this story but a Reddit member was able to confirm the doctors’ identities:

Just tried calling Segals office – got an automated message saying he was on “medical leave” until 9/20/22 – so he’s probably dead.

Just tried McKenzie office – got a computer modem sound, no dial tone.

Sawicki didn’t have a listed number, trying to confirm with Trillium Health Partners, Mississauga Hospital

This will be swept under the rug by the hospital, ignored by corporate media, and denounced by Big Pharma as a conspiracy theory. But it adds to the mountain of evidence that there’s a true conspiracy in play with the Covid jabs. The truth needs to continue to find its way out.

According to reports, Lincoln National, the country’s fifth-largest life insurance carrier, reported a massive 163 percent increase in death benefits paid out under its group life insurance policies in 2021.

Annual statements filed with state insurance departments, which were provided to Crossroads Report in response to public records requests, show that Lincoln National paid out almost three times as much money in 2021 compared to yearly totals in both 2020 and 2019.

Last year, an astounding $1.45 billion left Lincoln National’s coffers – this compared to $548 million in 2020 and just over $500 million in 2019. (Related: Earlier this year, OneAmerica, another major life insurance carrier, reported a 40 percent increase in death claims after covid injections were released.)

“From 2019, the last normal year before the pandemic, to 2020, the year of the Covid-19 virus, there was an increase in group death benefits paid out of only 9 percent. But group death benefits in 2021, the year the vaccine was introduced, increased almost 164 percent over 2020,” Crossroads Report explains.

“Lincoln National is the fifth-largest life insurance company in the United States, according to BankRate, after New York Life, Northwestern Mutual, MetLife and Prudential.”

More than 20,000 people covered by Lincoln National died in 2021 because of Fauci Flu shots

Group life insurance policies typically cover working-age adults, which range in age from 18 to 64. This should be an otherwise healthy demographic, and one that clearly did not have much of a problem with “covid” pre-vaccine.

After Operation Warp Speed was launched by the Trump administration, however, deaths in this demographic soared to unprecedented heights.

“How many deaths are represented by the 163% increase? It is not possible to determine by the dollar figures on the statements,” Crossroads Report further explains.

“But the average death benefit for employer-provided group life insurance, according to the Society for Human Resource Management, is one year’s salary.”

Estimating based on an average annual salary in the United States of $70,000, it is safe to assume that more than 20,000 working-age adults covered just by this one insurance company died last year because of the jabs – and keep in mind that this is just one insurance company.

While we do not yet have numbers for New York Life, Northwestern Mutual, MetLife and Prudential, these each are more than likely seeing similar figures, suggesting that hundreds of thousands of working-age adults in America are now dead as a result of becoming “fully vaccinated.”

There are also ordinary death benefits, which are not paid out under group policies. In 2019 pre-plandemic, such policies paid out $3.7 billion, In 2020, that figure increased to $4 billion. In 2021, however, after almost 260 million Americans took at least one jab, the number ballooned to $5.3 billion.

“The statements show that the total amount that Lincoln National paid out for all direct claims and benefits in 2021 was more than $28 billion, $6 billion more than in 2020, when it paid out a total of $22 billion, which was less than the $23 billion it paid out in 2019, the baseline year,” reports explain.

“A $6 billion increase in expenses is something few companies could absorb, but Lincoln National has been working to do just that – by increasing sales of new insurance policies.”

It remains to be seen if the life insurance industry survives what has happened, is still happening, and will happen in the future once the remaining survivors of the injections develop ADE (antibody-dependent enhancement) and VAIDS (vaccine-induced AIDS).

Fauci Flu shots are a deadly affair. To keep up with the latest news about the injuries and deaths being caused by them, check out VaccineDamage.news.

Sources for this article include:

• CrossroadsReport.substack.com
• NaturalNews.com
• NATURAL NEWS